Determining the budget for your new home project is one of the most important things to accomplish when you are planning to build. Knowing your budget will help CustomSmart Homes successfully guide you through the home buying process.

Our company places a strong emphasis on building great relationships with all whom we do business with. We have met many great banks to work with along the way. When you are ready to build your new, energy efficient home in East Tennessee, we have a great list of bankers ready to help provide the mortgage financing and monetary planning you need.

Have you thought about building your new home using leading edge technologies? CustomSmart Homes specializes in green homes powered by the sun! Make sure to find out how your family can benefit from making your new home, an affordable solar powered home!

We have the solutions you need to eliminate those expensive monthly electric bills. Solar power systems can be included in your new home’s mortgage!

We Highly Recommend the Following Lenders

Farmers State Bank

David Arnold
Executive Vice President- Senior loan officer
NMLS # 816142
100 Main St Mountain City TN 37683
Phone: 423-727-8121

Farm Credit/ Rural 1st

Casey Hodge
Country Home Loan Officer
109 Centre Park Dr, Gray, TN 37615
Office (423) 477-0201

Nikki Land Wisecarver
Country Home Loan Officer
238 Goose Creek Rd, Dandridge, TN 37725
Office (865) 397-9444
Cell (423) 312-2621

Andrew Johnson Bank

Justin Spina
Vice President Business development/ Lender
1551E. Jackson Blvd
Jonesborough TN 37659
Office: 423-783-1800



Eastman Credit Union

Nikki Frazier
Mortgage Relationship Manager
384 Roy Martin Rd, Gray, TN 37615
Office (423) 467-4466
Cell (423) 444-6918

Bank of Tennessee

Wendi Carter
Mortgage loan Officer

Johnson City, TN 37604 office:   423.262.5447mobile: 423.677.8987fax: